Your Balanced Monthly Financial Plan
Compare your monthly numbers to the chart below. Keep essentials at or below 60%, savings and investing at least 20%, and fun money around 20%. If your essentials come in under 60% of your take‑home pay, you can put more toward savings or investing. The 60/20/20 balance is a flexible guide—adjust it to fit your life while keeping expenses in check and building long‑term security.
Example Calculation
Enter your net take-home pay(after taxes and deductions) to see the breakdown:
Ready to Reach Your Goals?
Financial wellness isn’t something you have to tackle alone. Sometimes the hardest part is simply knowing where to start. That’s why we offer a simple, no‑pressure 15‑minute info session designed to give you clarity and confidence.
In just a few minutes, you’ll see how the Balanced Financial Plan helps you balance: 60% Essentials , 20% Savings/Investments , and 20% Fun Money. With the right support, you can move from feeling strapped to feeling confident — living comfortably today while building security for tomorrow.
Don’t wait — a short conversation today can unlock a lifetime of financial confidence.